Acadian History free essay sample

Acadian History This segment of the site is given to the historical backdrop of the Acadian individuals. It clarifies how and why the French lived in this spot and called it Acadia, it was the piece of New France. How a gathering of less that 100 families, including Francois Girouard and his better half Jeanne Aucoin, took a risk and left France to occupy this new land and call it home. This Colony of individuals figured out how to thrive significantly under severe English guideline. I can thinking the how the Acadian individuals lived and in what sort of the houses, and what food they eat In 1755, everything changed. The years somewhere in the range of 1755 and 1762 was an appalling time for the Acadians and the Girouard Family. The British and French were quarreling over the control of rights and land. Until 1713, all the Acadian were approached to swear reliability to the British. At the point when they declined the British power chose for uphold an extradition. We will compose a custom paper test on Acadian History or on the other hand any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page It was an awful news for Acadian. Acadians lost the entirety of their privileges and lands and had to leave in the hold of stuffed boats bound to an obscure spot. The account of the Acadian expelling isn't lovely. During the pre-fall and fall f that year, troops acting under the authority of pilgrim authorities gathered together around 7,000 French-speaking, Catholic Acadians. They were packed into the holds of transport and scattered in little gatherings all through the British North American provinces. Numerous families were isolated, some never to meet again. Another eleven thousand Acadians got away into the forested areas and went through years as destitute outcasts. In any event 3,000 were caught and sent to France, while others waged war in guerrilla obstruction. * Why did this occur? What offense had the Acadians submitted? They had wouldn't make a genuine vow of devotion, demanding staying unbiased in the fierce and ruinous royal fighting between the provincial realms of Great Britain and France. They were eager to swear reliability to the British crown, they pronounced, however just with the incorporation of a condition: that we will wage war neither against his Britannic Majesty, nor against France, nor against any of their subjects or partners. * British pilgrim specialists tactily consented to those terms for about forty years, and the Acadians got known as the impartial French. In any case, in 1755, just before what might demonstrate to the climactic war with the French in North America, British specialists utilized Acadian impartiality as the guise for their ejection. The expulsion of the Acadians started in the fall of 1755 and went on until 1778. The primary expulsions, involving around 7000 individuals, were from settlements around the Bay of Fundy. After the British caught ile Royale and ile Saint-Jean and assaulted the Gaspe and the Saint Jonn River in 1 58, turtner Acadians were caught and extradited. Homesteads and organizations were annihilated. A British official showing up at Annapolis Royal in October 1757 watched demolished homes, and broad plantations very much planted with apple and pear trees,bending under their weight of natural product . Acadians were transported to numerous focuses around the Atlantic. Huge numbers were expelled to the mainland provinces, others to France. Some figured out how to get away to New France (Quebec). A bunch showed up in the Upper Saint John Valley. Many moved a few times; an extraordinary number left the American states toward the finish of the war and came back to Nova Scotia; a large number of those in France moved to the French Caribbean or o Louisiana, where they framed the premise of the Cajun populace. Those Acadians who came back to Nova Scotia during the 1780s and 1790s discovered their previous settlements involved by American pioneers and Loyalists. Accordingly, the Acadians involved new regions in western Nova Scotia, Cape Breton Island, Prince Edward Island, the eastern shore of New Brunswick, and the Gaspâ © Peninsula. In these regions, they drew a living from cultivating, inshore angling, ambling, and shipbuilding The National Historic Park at Grand-prâ © recollect the Acadian expelling. The tatue speaks to the house cleaner Evangeline, the legend of Henry Wadsworth LongfelloWs renowned sonnet about the extradition distributed in 1847. As of late, the Queen of England recognized this was a slip-up. So as to recall this occasion 250th commemoration, the Canadian postal assistance appropriates a memorial stamp, in the postage stamp configuration ticket the ticket for Canada in 1930 the dedicatory stamp which conveyed for this occasion 175th commemoration, the plan for that year Arab League Cady Asias gospel church. In this sort of ticket the ticket structure attitude is the Canadian postal assistance postage stamp dvisory commissions proposal. This postage stamp by Pierre-Yves the Pelletier plan, the assumed worth is 0. 50 Canadian dollar, the postage stamp particular for 39. 65x48mm, release 16, the puncturing 13+ degree, print by Canadian India Paper cash Factory, the amount gave is 2,500,000. * The British and Canadian government have now recognized their duty regarding an inappropriate done to the Acadians. The job of New Englanders as the culprits in this scene of ethnic purging proposes that Americans should consider the bigger setting of our national history.

Maneka gandhi Essay

The principle issues under the steady gaze of the court for this situation were as per the following; - regardless of whether option to travel to another country is a piece of right to individual freedom nder Article 21 . Regardless of whether the Passport Act endorses a ‘procedure’ as required by Article 21 preceding denying an individual from the privilege ensured under the said Article. - Whether area 10(3) (c) of the Passport Act is violative of Article 14, 19(1) (an) and 21 of the constitution. - Whether the criticized request of the provincial visa official is in contradiction of the standards of regular Justice. The Supreme Court for this situation emphasized the suggestion that the essential rights under the constitution of India are not fundamentally unrelated but rather are interrelated. As per Justice K. lyer, ‘a principal right isn't an island in itself. The articulation â€Å"personal liberty’ in Article 21 was deciphered comprehensively to overwhelm an assortment of rights inside itself. The court additionally saw that the key rights ought to be deciphered in such a way to extend its scope and ambit as opposed to focus its importance and substance by Judicial development. Article 21 gives that no individual will be denied of his life or individual freedom aside from as per technique set up by law yet that doesn't imply that a unimportant similarity to methodology rovided by law will fulfill the Article , the system ought to be Just , reasonable and sensible. The standards of normal Justice are understood in Article 21 and subsequently the legal law must not denounce anybody unheard. A sensible chance of resistance or hearing ought to be given to the individual before influencing him, and without which the law will be a discretionary one. One of the huge understanding for this situation is the revelation of bury associations between Article 14, 19 and 21 . Accordingly a law which recommends a strategy for denying an individual of â€Å"personal as o ul II t tl the necessities otA 14 and 19 too. Also the ‘procedure built up by law’ as required under Article 21 must fulfill the trial of sensibility so as to accommodate with Article 14. Equity Krishna lyer for this situation saw that, â€Å"the soul of man is at the base of Article 21†, â€Å"personal freedom makes for the value of the human person† and â€Å"travel makes freedom worthwhile†. The court at long last held that the option to travel and go outside the nation is remembered for the privilege to individual freedom ensured under Article 21 . Segment 10(3) (c) of the Passport Act isn't violative of Article 21 as it is suggested in the arrangement that the standards of characteristic equity would be appropriate in the activity of the intensity of seizing a visa . The deformity of the request was expelled and the request was passed as per methodology set up by law. The hon’ble Supreme Court for this situation set out various different suggestions which made the privilege to life’ or ‘personal freedom progressively significant. Maneka Gandhi case has an extraordinary centrality in the improvement of Constitutional law of India.

How to Raise Your Credit Score by 100 Points

How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 PointsThe two most important parts of your score are your payment history and your amounts owed, so those are great places to start.For folks with bad credit, improving that score is step number one on their journey to financial fitness. Otherwise, when times get tough and they need to borrow money, they’re going to be stuck taking out predatory no credit check loans and short-term bad credit loans like payday loans, cash advances, and title loans to make ends meet (which probably wont end well).Raising your score means being able to secure lower interest rates and better financial products. Even if your score is just okay, taking that score from “good” to “great” could be the key to unlocking your financial future. If you want to raise your credit score by 100 points or more, here’s what you should do. Check your credit report.Your credit score is based on the information contained in your credit report. These are documents that cata log your history as a borrower, and they are compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.As such, the best place to start when fixing your credit score is with your credit report. Not only will it give you an idea of what areas you need to fix, but it might even contain mistakes that are artificially lowering your score.“Carefully check your credit report and make sure there are no errors. If there are, dispute them,” said  OverdraftApps.com (@overdraftapps) co-founder Uri Abramson, adding that you can get a free copy of your report once a year by visiting AnnualCreditReport.com.And since you can request one free report from each credit bureau, that means you can get as many as three free credit reports annually!“The credit bureaus process untold trillions in payments and accounts, and they make mistakes all the time,” said Brian Davis, co-founder of  SparkRental.com (@SparkRental). “It’s your responsibility and your responsibility alone to make sure your credit report is accurate, and that you don’t have errors hurting your credit score.”To learn more about disputing errors on your report, check out our blog post:  How Do You Contest Errors On Your Credit Report?Start building your payment history.There are five different categories of information from your credit reports that make up your credit score. The most important category is your payment history, which makes up 35 percent of your score. When fixing your credit score, paying your bills on time is going to be key.“Pay all accounts on time every single month,” said Davis. “Even if you can only make the minimum payment, make sure it’s on time because late payments mar your credit score.”“Credit cards must be paid before anything else, like utility bills, (although not before the mortgage),” advised Abramson. “Wait for 30 days and your delinquency may be reported by your credit card issuers.”They aren’t kidding; even one late payment th at’s reported to the credit bureaus could dramatically lower your score. If you know you’re going to be late, call the company in question to see what can be done.You can also take a look at your bill schedules to see if a certain cluster of due dates is causing financial strain. If you call your lenders or utility companies, the odds are pretty good that you can have those due dates changed to ease the pressure.But what if you don’t have any loans or credit cards? How do you start building your payment history then? Don’t worry. There’s a solution.“If youre new to credit or have weak or poor credit, become an authorized user on someones credit card,” advised  Debt Assassin  RJ Mansfield (@DebtAssassin1). “As an AU you are never responsible for payments, but it will be reported on your credit report and help your score.”And if you can’t become an authorized user, try taking out a secured credit card to start building a better payment history. Above all else, a go od credit score begins with paying your bills on time. There’s no way around it!Keep your credit utilization low.The second most important part of your credit score is your amounts owed, which makes up 30 percent of your total score. If you have too much outstanding debt on loans and credit cards, your score is going to drop. Likewise, reducing that debt load will help improve it!However, there one specific aspect of your amounts owed that you should keep an eye on, as it can have a huge effect on your score: And that’s your credit utilization ratio, which affects any debt like credit cards where you can borrow up to a certain credit limit.“One of the metrics that determine your credit score is the ratio of credit used to credit available. Keeping all your balances below 30 percent of the limit keeps your score higher,” said Davis.This goes beyond paying off your credit card balances every month. To make sure you don’t get caught flat-footed by the start of the billing cyc le, you should try and keep your balances below thirty percent at all times.“Try to pay your credit card bill BEFORE your statement is cut rather than by the due date,” said Abramson. “Most credit card issuers report your balances to credit bureaus around the time your statement closes.”And in terms of maintaining lower balances, Abramson went even further. “Try to keep your utilization ratio (the ratio of your debt to your line of credit) below 10 percent for each of your credit cards,” he said. “Thats an aggressive goal, but your utilization ratio is the second most important component of the FICO score.”Lets be clear: 30 percent isnt some kind of magic threshold; dropping underneath it wont magically fix your score. It’s a good place to start, but you should be getting your balances as low as possibleâ€"on the way to paying them off entirely.In order to bust some myths surrounding the 30 percent line, Mansfield conducted a personal experiment using his own credi t cards. Here’s what he found:“Popular advice from ‘so-called’ credit experts is that its fine to carry up to thirty percent of your available credit lines. It is not. I did it. I carried twenty-nine percent to test the theory and my score dropped from 811 to 730, a drop of 81 points. Only carry a balance if you cant pay it in full to maximize your score.”Keep those old cards open.Paying down your debts is goodâ€"and be good we mean “pretty necessary to maintaining a good credit scoreâ€"but there are other actions you can take to make sure that your credit utilization remains as low as possible.Remember, there are two sides to your credit utilization ratio: The balances owed, and the total available credit. So while you pay down your balances, why not make sure that your total available credit remains as high as possible?“Avoid closing down a credit card even if you dont need it anymore (unless it has an annual fee).” said Abramson. “When you close a credit card, y our available line of credit shrinks, which can negatively impact your utilization ratio.”And that’s not the only reason you should keep those old cards open. “Credit bureaus look at the average age of your accounts, said Davis. “The older, the better.”Be patient.This is the hardest part of building your credit score. But if you’re really serious about the project, it’s something you can’t avoid.“Time is the best credit-builder,” said Abramson. “If you handle your credit responsibly and avoid any derogatory remarks on your credit file, you will easily increase your score by a large margin within a year.”These changes aren’t going to happen overnight. In order to fix your credit scoreâ€"whether you want to raise it by 50 points, 100 points, or 150â€"you’re going to need to be patient. Just remember: The reward waiting for you on the other end will be worth it!Here’s a story from someone who did it.Before you set out on your own financial journey to impro ve your credit score, we figured you might like to hear a real-life story from someone who pulled it off. In his own words, here’s how Brandon Ballweg, founder and editor of the photography and tech website  ComposeClick (@ComposeClick), managed to increase his credit score over 100 points over the past two years:“I verified any collections that were showing on my credit report. I had several. One was reporting incorrectly, which was removed when brought to the creditors attention. The others I paid off, a couple of which I was able to get a pay for deletion agreement. I just did this over the phone with the collection agenciesâ€"theres no reason to send them letters or try to get anything in writing.“I started with a secured card and opened up a few regular credit cards and have paid them all off when the statement comes. I keep at least a small balance for most of my cards before the statement to show utilization. I keep my overall utilization under 20 percent, usually lower .“I still have a ways to go because there are some missed payments showing on my credit report from a student loan provider. I hope to get these removed by communicating with the provider and pointing out the fact that I havent missed a payment in over a year and a half.“Thats it. I dont think anyone should be using expensive credit repair services that only do things that you would be able to do more effectively yourself. Its all about getting as many negative marks removed from your credit reports and showing consistent responsible credit use.”To learn more about how you can improve your credit score and your long-term financial outlook, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersNo Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsUri Abramson is the co-founder of the growing personal finance blog OverdraftApps.com (@overdraftapps), which specializes in transparent and honest reviews of financial products for low-medium credit score population and debt resolution advice.Brandon Ballweg is a photographer and entrepreneur. He is the founder of  ComposeClick (@ComposeClick), an educational site for photographers that provides information on the technical aspects of photography and how to succeed in the photography business.G. Brian Davis is a landlord, personal finance writer, and co-founder of  SparkRental.com (@SparkRental), which provides free video courses and rental investing tools for landlords. He spends most of the year overseas, splitting his time between Abu Dhabi, Europe, and his hometown of Baltimore.RJ Mansfield  (@DebtAssassin1) is a consumer’s rights advocate and author of  Debt Assassin: A Black Ops Guide to Cleaning Up Your Credit. How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 PointsThe two most important parts of your score are your payment history and your amounts owed, so those are great places to start.For folks with bad credit, improving that score is step number one on their journey to financial fitness. Otherwise, when times get tough and they need to borrow money, they’re going to be stuck taking out predatory no credit check loans and short-term bad credit loans like payday loans, cash advances, and title loans to make ends meet (which probably wont end well).Raising your score means being able to secure lower interest rates and better financial products. Even if your score is just okay, taking that score from “good” to “great” could be the key to unlocking your financial future. If you want to raise your credit score by 100 points or more, here’s what you should do. Check your credit report.Your credit score is based on the information contained in your credit report. These are documents that cata log your history as a borrower, and they are compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.As such, the best place to start when fixing your credit score is with your credit report. Not only will it give you an idea of what areas you need to fix, but it might even contain mistakes that are artificially lowering your score.“Carefully check your credit report and make sure there are no errors. If there are, dispute them,” said  OverdraftApps.com (@overdraftapps) co-founder Uri Abramson, adding that you can get a free copy of your report once a year by visiting AnnualCreditReport.com.And since you can request one free report from each credit bureau, that means you can get as many as three free credit reports annually!“The credit bureaus process untold trillions in payments and accounts, and they make mistakes all the time,” said Brian Davis, co-founder of  SparkRental.com (@SparkRental). “It’s your responsibility and your responsibility alone to make sure your credit report is accurate, and that you don’t have errors hurting your credit score.”To learn more about disputing errors on your report, check out our blog post:  How Do You Contest Errors On Your Credit Report?Start building your payment history.There are five different categories of information from your credit reports that make up your credit score. The most important category is your payment history, which makes up 35 percent of your score. When fixing your credit score, paying your bills on time is going to be key.“Pay all accounts on time every single month,” said Davis. “Even if you can only make the minimum payment, make sure it’s on time because late payments mar your credit score.”“Credit cards must be paid before anything else, like utility bills, (although not before the mortgage),” advised Abramson. “Wait for 30 days and your delinquency may be reported by your credit card issuers.”They aren’t kidding; even one late payment th at’s reported to the credit bureaus could dramatically lower your score. If you know you’re going to be late, call the company in question to see what can be done.You can also take a look at your bill schedules to see if a certain cluster of due dates is causing financial strain. If you call your lenders or utility companies, the odds are pretty good that you can have those due dates changed to ease the pressure.But what if you don’t have any loans or credit cards? How do you start building your payment history then? Don’t worry. There’s a solution.“If youre new to credit or have weak or poor credit, become an authorized user on someones credit card,” advised  Debt Assassin  RJ Mansfield (@DebtAssassin1). “As an AU you are never responsible for payments, but it will be reported on your credit report and help your score.”And if you can’t become an authorized user, try taking out a secured credit card to start building a better payment history. Above all else, a go od credit score begins with paying your bills on time. There’s no way around it!Keep your credit utilization low.The second most important part of your credit score is your amounts owed, which makes up 30 percent of your total score. If you have too much outstanding debt on loans and credit cards, your score is going to drop. Likewise, reducing that debt load will help improve it!However, there one specific aspect of your amounts owed that you should keep an eye on, as it can have a huge effect on your score: And that’s your credit utilization ratio, which affects any debt like credit cards where you can borrow up to a certain credit limit.“One of the metrics that determine your credit score is the ratio of credit used to credit available. Keeping all your balances below 30 percent of the limit keeps your score higher,” said Davis.This goes beyond paying off your credit card balances every month. To make sure you don’t get caught flat-footed by the start of the billing cyc le, you should try and keep your balances below thirty percent at all times.“Try to pay your credit card bill BEFORE your statement is cut rather than by the due date,” said Abramson. “Most credit card issuers report your balances to credit bureaus around the time your statement closes.”And in terms of maintaining lower balances, Abramson went even further. “Try to keep your utilization ratio (the ratio of your debt to your line of credit) below 10 percent for each of your credit cards,” he said. “Thats an aggressive goal, but your utilization ratio is the second most important component of the FICO score.”Lets be clear: 30 percent isnt some kind of magic threshold; dropping underneath it wont magically fix your score. It’s a good place to start, but you should be getting your balances as low as possibleâ€"on the way to paying them off entirely.In order to bust some myths surrounding the 30 percent line, Mansfield conducted a personal experiment using his own credi t cards. Here’s what he found:“Popular advice from ‘so-called’ credit experts is that its fine to carry up to thirty percent of your available credit lines. It is not. I did it. I carried twenty-nine percent to test the theory and my score dropped from 811 to 730, a drop of 81 points. Only carry a balance if you cant pay it in full to maximize your score.”Keep those old cards open.Paying down your debts is goodâ€"and be good we mean “pretty necessary to maintaining a good credit scoreâ€"but there are other actions you can take to make sure that your credit utilization remains as low as possible.Remember, there are two sides to your credit utilization ratio: The balances owed, and the total available credit. So while you pay down your balances, why not make sure that your total available credit remains as high as possible?“Avoid closing down a credit card even if you dont need it anymore (unless it has an annual fee).” said Abramson. “When you close a credit card, y our available line of credit shrinks, which can negatively impact your utilization ratio.”And that’s not the only reason you should keep those old cards open. “Credit bureaus look at the average age of your accounts, said Davis. “The older, the better.”Be patient.This is the hardest part of building your credit score. But if you’re really serious about the project, it’s something you can’t avoid.“Time is the best credit-builder,” said Abramson. “If you handle your credit responsibly and avoid any derogatory remarks on your credit file, you will easily increase your score by a large margin within a year.”These changes aren’t going to happen overnight. In order to fix your credit scoreâ€"whether you want to raise it by 50 points, 100 points, or 150â€"you’re going to need to be patient. Just remember: The reward waiting for you on the other end will be worth it!Here’s a story from someone who did it.Before you set out on your own financial journey to impro ve your credit score, we figured you might like to hear a real-life story from someone who pulled it off. In his own words, here’s how Brandon Ballweg, founder and editor of the photography and tech website  ComposeClick (@ComposeClick), managed to increase his credit score over 100 points over the past two years:“I verified any collections that were showing on my credit report. I had several. One was reporting incorrectly, which was removed when brought to the creditors attention. The others I paid off, a couple of which I was able to get a pay for deletion agreement. I just did this over the phone with the collection agenciesâ€"theres no reason to send them letters or try to get anything in writing.“I started with a secured card and opened up a few regular credit cards and have paid them all off when the statement comes. I keep at least a small balance for most of my cards before the statement to show utilization. I keep my overall utilization under 20 percent, usually lower .“I still have a ways to go because there are some missed payments showing on my credit report from a student loan provider. I hope to get these removed by communicating with the provider and pointing out the fact that I havent missed a payment in over a year and a half.“Thats it. I dont think anyone should be using expensive credit repair services that only do things that you would be able to do more effectively yourself. Its all about getting as many negative marks removed from your credit reports and showing consistent responsible credit use.”To learn more about how you can improve your credit score and your long-term financial outlook, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersNo Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsUri Abramson is the co-founder of the growing personal finance blog OverdraftApps.com (@overdraftapps), which specializes in transparent and honest reviews of financial products for low-medium credit score population and debt resolution advice.Brandon Ballweg is a photographer and entrepreneur. He is the founder of  ComposeClick (@ComposeClick), an educational site for photographers that provides information on the technical aspects of photography and how to succeed in the photography business.G. Brian Davis is a landlord, personal finance writer, and co-founder of  SparkRental.com (@SparkRental), which provides free video courses and rental investing tools for landlords. He spends most of the year overseas, splitting his time between Abu Dhabi, Europe, and his hometown of Baltimore.RJ Mansfield  (@DebtAssassin1) is a consumer’s rights advocate and author of  Debt Assassin: A Black Ops Guide to Cleaning Up Your Credit. How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 Points How to Raise Your Credit Score by 100 PointsThe two most important parts of your score are your payment history and your amounts owed, so those are great places to start.For folks with bad credit, improving that score is step number one on their journey to financial fitness. Otherwise, when times get tough and they need to borrow money, they’re going to be stuck taking out predatory no credit check loans and short-term bad credit loans like payday loans, cash advances, and title loans to make ends meet (which probably wont end well).Raising your score means being able to secure lower interest rates and better financial products. Even if your score is just okay, taking that score from “good” to “great” could be the key to unlocking your financial future. If you want to raise your credit score by 100 points or more, here’s what you should do. Check your credit report.Your credit score is based on the information contained in your credit report. These are documents that cata log your history as a borrower, and they are compiled by the three major credit bureaus: Experian, TransUnion, and Equifax.As such, the best place to start when fixing your credit score is with your credit report. Not only will it give you an idea of what areas you need to fix, but it might even contain mistakes that are artificially lowering your score.“Carefully check your credit report and make sure there are no errors. If there are, dispute them,” said  OverdraftApps.com (@overdraftapps) co-founder Uri Abramson, adding that you can get a free copy of your report once a year by visiting AnnualCreditReport.com.And since you can request one free report from each credit bureau, that means you can get as many as three free credit reports annually!“The credit bureaus process untold trillions in payments and accounts, and they make mistakes all the time,” said Brian Davis, co-founder of  SparkRental.com (@SparkRental). “It’s your responsibility and your responsibility alone to make sure your credit report is accurate, and that you don’t have errors hurting your credit score.”To learn more about disputing errors on your report, check out our blog post:  How Do You Contest Errors On Your Credit Report?Start building your payment history.There are five different categories of information from your credit reports that make up your credit score. The most important category is your payment history, which makes up 35 percent of your score. When fixing your credit score, paying your bills on time is going to be key.“Pay all accounts on time every single month,” said Davis. “Even if you can only make the minimum payment, make sure it’s on time because late payments mar your credit score.”“Credit cards must be paid before anything else, like utility bills, (although not before the mortgage),” advised Abramson. “Wait for 30 days and your delinquency may be reported by your credit card issuers.”They aren’t kidding; even one late payment th at’s reported to the credit bureaus could dramatically lower your score. If you know you’re going to be late, call the company in question to see what can be done.You can also take a look at your bill schedules to see if a certain cluster of due dates is causing financial strain. If you call your lenders or utility companies, the odds are pretty good that you can have those due dates changed to ease the pressure.But what if you don’t have any loans or credit cards? How do you start building your payment history then? Don’t worry. There’s a solution.“If youre new to credit or have weak or poor credit, become an authorized user on someones credit card,” advised  Debt Assassin  RJ Mansfield (@DebtAssassin1). “As an AU you are never responsible for payments, but it will be reported on your credit report and help your score.”And if you can’t become an authorized user, try taking out a secured credit card to start building a better payment history. Above all else, a go od credit score begins with paying your bills on time. There’s no way around it!Keep your credit utilization low.The second most important part of your credit score is your amounts owed, which makes up 30 percent of your total score. If you have too much outstanding debt on loans and credit cards, your score is going to drop. Likewise, reducing that debt load will help improve it!However, there one specific aspect of your amounts owed that you should keep an eye on, as it can have a huge effect on your score: And that’s your credit utilization ratio, which affects any debt like credit cards where you can borrow up to a certain credit limit.“One of the metrics that determine your credit score is the ratio of credit used to credit available. Keeping all your balances below 30 percent of the limit keeps your score higher,” said Davis.This goes beyond paying off your credit card balances every month. To make sure you don’t get caught flat-footed by the start of the billing cyc le, you should try and keep your balances below thirty percent at all times.“Try to pay your credit card bill BEFORE your statement is cut rather than by the due date,” said Abramson. “Most credit card issuers report your balances to credit bureaus around the time your statement closes.”And in terms of maintaining lower balances, Abramson went even further. “Try to keep your utilization ratio (the ratio of your debt to your line of credit) below 10 percent for each of your credit cards,” he said. “Thats an aggressive goal, but your utilization ratio is the second most important component of the FICO score.”Lets be clear: 30 percent isnt some kind of magic threshold; dropping underneath it wont magically fix your score. It’s a good place to start, but you should be getting your balances as low as possibleâ€"on the way to paying them off entirely.In order to bust some myths surrounding the 30 percent line, Mansfield conducted a personal experiment using his own credi t cards. Here’s what he found:“Popular advice from ‘so-called’ credit experts is that its fine to carry up to thirty percent of your available credit lines. It is not. I did it. I carried twenty-nine percent to test the theory and my score dropped from 811 to 730, a drop of 81 points. Only carry a balance if you cant pay it in full to maximize your score.”Keep those old cards open.Paying down your debts is goodâ€"and be good we mean “pretty necessary to maintaining a good credit scoreâ€"but there are other actions you can take to make sure that your credit utilization remains as low as possible.Remember, there are two sides to your credit utilization ratio: The balances owed, and the total available credit. So while you pay down your balances, why not make sure that your total available credit remains as high as possible?“Avoid closing down a credit card even if you dont need it anymore (unless it has an annual fee).” said Abramson. “When you close a credit card, y our available line of credit shrinks, which can negatively impact your utilization ratio.”And that’s not the only reason you should keep those old cards open. “Credit bureaus look at the average age of your accounts, said Davis. “The older, the better.”Be patient.This is the hardest part of building your credit score. But if you’re really serious about the project, it’s something you can’t avoid.“Time is the best credit-builder,” said Abramson. “If you handle your credit responsibly and avoid any derogatory remarks on your credit file, you will easily increase your score by a large margin within a year.”These changes aren’t going to happen overnight. In order to fix your credit scoreâ€"whether you want to raise it by 50 points, 100 points, or 150â€"you’re going to need to be patient. Just remember: The reward waiting for you on the other end will be worth it!Here’s a story from someone who did it.Before you set out on your own financial journey to impro ve your credit score, we figured you might like to hear a real-life story from someone who pulled it off. In his own words, here’s how Brandon Ballweg, founder and editor of the photography and tech website  ComposeClick (@ComposeClick), managed to increase his credit score over 100 points over the past two years:“I verified any collections that were showing on my credit report. I had several. One was reporting incorrectly, which was removed when brought to the creditors attention. The others I paid off, a couple of which I was able to get a pay for deletion agreement. I just did this over the phone with the collection agenciesâ€"theres no reason to send them letters or try to get anything in writing.“I started with a secured card and opened up a few regular credit cards and have paid them all off when the statement comes. I keep at least a small balance for most of my cards before the statement to show utilization. I keep my overall utilization under 20 percent, usually lower .“I still have a ways to go because there are some missed payments showing on my credit report from a student loan provider. I hope to get these removed by communicating with the provider and pointing out the fact that I havent missed a payment in over a year and a half.“Thats it. I dont think anyone should be using expensive credit repair services that only do things that you would be able to do more effectively yourself. Its all about getting as many negative marks removed from your credit reports and showing consistent responsible credit use.”To learn more about how you can improve your credit score and your long-term financial outlook, check out these other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersNo Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreSave More Money with These 40 Expert Tips10 Good Money Habits to Make Your Friends JealousDo you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsUri Abramson is the co-founder of the growing personal finance blog OverdraftApps.com (@overdraftapps), which specializes in transparent and honest reviews of financial products for low-medium credit score population and debt resolution advice.Brandon Ballweg is a photographer and entrepreneur. He is the founder of  ComposeClick (@ComposeClick), an educational site for photographers that provides information on the technical aspects of photography and how to succeed in the photography business.G. Brian Davis is a landlord, personal finance writer, and co-founder of  SparkRental.com (@SparkRental), which provides free video courses and rental investing tools for landlords. He spends most of the year overseas, splitting his time between Abu Dhabi, Europe, and his hometown of Baltimore.RJ Mansfield  (@DebtAssassin1) is a consumer’s rights advocate and author of  Debt Assassin: A Black Ops Guide to Cleaning Up Your Credit.

Learning from Ancient and Modern Themes and Customs Essay

Learning from Ancient and Modern Themes and Customs It has been said that there are under thirty plots in the world, and that all stories, in all languages, all over the world and throughout history, are simply variations on these. Parallels can be drawn between all literature; however, classical mythology has had particularly far-reaching effects on our present civilization. Modern society holds a fascination with Greek and Roman society, and classical literature and mythology are certainly no exceptions. Regardless of location, language and time period, humankind has always followed relatively similar thought patterns. Therefore, it follows that all stories created by humans would have certain parallels and would contain certain†¦show more content†¦Even Buddhism, a religion which views the world as running in a circular pattern without an end, recognizes the notion of the age in which we live coming to an end, along with humankind. Certain evangelists are firm believers i n this notion, even now. A scientific theory has been put forward that the universe has been expanding more and more slowly since the Big Bang, and will eventually begin to contract until it disappears altogether. It is natural for humankind to wonder if the Earth and our species are, in fact, finite. In the story of Baucis and Philemon, this idea of the end of humanity is present with the destruction of everybody save for those who had shown hospitality to Jupiter and Mercury. The manner of apocalypse in this story is also a popular one  ¾ a flood. Floods are a widespread metaphor in various regions and eras. Evidently, the most well known flood in Western civilization is the Bible story involving Noah and the Ark. However, legends of a flood can be found in the folklore of the Middle East, China, India, Australia, Europe, and North and South America. The legend upon which the tale of Noah is based actually originated in Mesopotamia. The Mesopotamian flood myth appeared in the Ep ic of Gilgamesh (one of the first literary classics), the narrative regarding the adventures of a hero-king of Sumer. In this version of the story, Noah’s counterpart, Utnapishtim, is the narrator of the tale. This flood myth likely has rootsShow MoreRelatedEssay on Exploring International Psychology1045 Words   |  5 PagesIntroduction In researching the ancient roots of international psychology, I found that I gravitated with special interest to the ancient roots of Greek, Chinese and Indian psychology. In this research, I found myself replaying a statement I read when learning about the hypothesis regarding the history of psychology. This statement is â€Å" It may be possible that parts of history have indeed been chaotic whereas other parts have been linear and progressive and still others have been cyclical† (KingRead MoreThe Relationship Between Roman Empire And Western Europe1708 Words   |  7 Pagesfor the Roman influence on Britain. 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Political Theory of John Locke Essay - 1189 Words

John Locke: Account of Political Society What would the American government be like today if it was not for the mind and political theory of John Locke? Some historians and philosophers believe that without John Locke our government would only be a shadow of what it is today. Arguably, one of his most important political and philosophical works was his Two Treatises of Government. There he argues that the function of the state is to protect the natural rights of its citizens, primarily to protect the right to property. John Locke, in many eyes, can be viewed as one of the father’s of Democracy. He embraced many of ideas in his theories on the state of nature and the rise of political society today. In Locke’s political society,†¦show more content†¦This in essence means that all members of the society should be equal under the law of justice, and that no man is better than another, since all men are created equal, and all are equal before the laws of nature. â€Å"Everyone as he is bound to p reserve himself, and not quit his station willfully; so by the like reason when his own preservation comes not in competition, ought he, as much as he can, to preserve the rest of mankind, and may not unless it be to do justice on an offender, take any, or impair the life, or what tends to the preservation of the life, the liberty, health, limb or goods of another,† (Locke pg 117, 6). That means that no individual has the right to take away the rights of another. As a result, if a person commits a crime, the people have a right to punish him. For example, if one man kills another mans sheep, then the people have the right to kill one of his sheep without committing a crime. 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Communication and Assisting Service Users Free Essays

How to communicate and assist service users on how to do what they can not do After the handing over, we are assigned to service users in other to support them with their personal care needs. In the morning, i knock at the service users doors and say morning to prepare them to get ready for a wash. For those that are unable to have access to toilet facilities, i apply a manual handling by supporting them in movement from the bed to the toilet by using hoist or wheelchair which must be in good standard and for those who are able; I make sure they use the toilet. We will write a custom essay sample on Communication and Assisting Service Users or any similar topic only for you Order Now Communication comes in many ways, you can communicate with service users verbally, body language or eye to eye contact. The process of care and communication to provide a good care is something which should be carefully planned to meant to be helping the service user, it is very important to know the well being response to individual needs to provide right care that the service user benefit from and contribute to overall improvement in care plan. So after providing the help for those who are able and unable to help themselves, I then give report in the hand over book to enable the staff taking over from me knows where problems are and how resident have been and what they need. This is where communication comes in, to instruct somebody to do something verbally or through hand written in the hand over book or care plan. During the process of personal care, some of the service users are very aggressive or they have a challenging behaviour response to the service you are rendering to them, you calm them down or go away for some minutes and then come back to them and make sure all these is written in the hand over book or your care plan for the staff to know what is happening and how to go about it. I also communicate with the service users while giving them a wash, i ask them if they had good sleep and also ask them for the colour or type of cloth he or she would like to wear. After washing and dressing up, i take the resident to where he or she will sit for his or her breakfast. When is coming to food, every resident own identity to what they like or dislike. By following these, individual needs are met and these promote the well being of service user. That is open flexible approach. When dealing with service user’s food, the first thing you do is to wash your hand, make sure the area is clean, don’t forget to get your apron on and make sure you get to the service user according to their needs and you must write everything in the care plan or hand over book, how the service user ate and drink to enable the staff the well being of the service user. After all these, the activities of the day begins, some like watching television, playing ball, games, i even assist them in reading news papers and also chart with them. At the end of the day, I give reports on what has happen during the shift, things that need to be extra vigilant about and how the residents are generally in the book of hand over and care plan. How to cite Communication and Assisting Service Users, Papers

Medical Confidentiality Essay-Free-Samples-Myassignmenthelp.com

Question: Critically consider whether the law and guidance regarding Medical Confidentiality provide clear advice regarding the circumstances which will justify a clinician to disclose Confidential Information without consent from an adult patient with capacity. Answer: Introduction The aspect of medical confidentiality is the act of trustworthiness among the medical practitioners with persons seeking medical attention. The moral reasoning behind this is consequentialist motive; which seeks to uplift the state of the patient. Over the recent past there has been a huge campaign move aimed at improving protection of confidential information which is necessary in public health arena. The medical practitioners have been practising what is referred to as the principle of Hippocratic Oath which is regularly updated by the international community and assented in the Geneva Declaration, (Steven, 2005). Currently the precept of building of trust is a critical aspect in the current arenaof medicine. There are instances where there is need for breach of this idealism. Critical scenarios have shown the need when there is breach for disclosure with regard to consent, disclosures required by law and for public interest consumption, (Sankar et al 2003). Confidentiality Health care confidentiality entails practice and refer to the access of records of the patient and the link created that holds confidential details of the patient and the medical practitioner. With its roots in patient provider confidentiality, as traced back in fourth century of BC under the oath of Hippocrates, it has been laid as a foundational aspect in medical practice, (McWay, 2010). Confidentiality recognition by law states that it is kept among two parties of interest manner with the physician and patient, Brodnik, Rinehart-Thompson, Reynolds, 2012). Hospital patients , expect confidential relay of information in the relationships engagement in the facility . Creation of trust worthy environment through respect to patients privacy is essential in encouraging the patients to seek medical attention and to be honest with each other. It increases the patient willingness to access care. The obligation that underlies the health care provider from disclosure of medical information is concerned with the case of the patient. Appreciate care ensures that such medical information may be discussed among medical professional team members, and that all team members in the health set up are entitled to access to patient medical attention and have the right and obligation to protect them. Electronic medical record have seen a challenge in the past in aspect of confidentiality, however in accordance with Health Information Portability and Accountability Act of 1997, it requires health institutions to make polices which are in line to protect them and the privacy of the patients electronic information, (Luo, 2006). At times, family members demand to know the confidential information of the kins. Physicians at these scenarios often feel naturally inclined to provide this information. These instances include when spouses may need to be revealed privileged information, and it may not be explicit that such information may not be shared when the patient has not consented to such agreements. However this can be done in instances when the patient is at risks of harm which relates directly to diagnosis, (Washington, 2010). Other unintended disclosures can be made, and it occurs in variety of ways. A case example is when medical practitioners can disclose the medical patient confidentiality in elevator ways with their colleagues or any other public places, thus maintenance may not be guaranteed in these places. Identifiable patient information should thus be encrypted which ensures that patient information is protected. Principles of principles of privacy medical information Confidential information between the physician and patient has been an essential component in flow of information which is essential in medical information. Patients divulge this information in a setting they can trust and share the private feelings. The American Academy of Family Physicians provides the essential support to all electronic information within the context of medical arena. The AAFP understands the need of protecting patient information, and the protection of patient information has been protected in patient privacy. Data sharing in medical practice for patients prioritizes the confidentiality of patients. Thus AAFP allows for greater recognition of standards principles regarding privacy information, (Langheinrich, 2001). Outlined principles of medical information entail; Privacy rights as a fundamental and key Information pertaining medical field being accessed by the health practitioners should be treated as private Patients have the right to access their medical records and allowed opportunity for addition of other beneficial information The privacy of the adolescence should be safeguarded. This conform with the parents objectives where they should have unrestricted access to medical information of minors. And thus confidentiality must be ensured in areas where adolescent s can have legal right to provide consent information Medical information sharing may have the legitimate purposes outside the setting of physician/patient relation like billing, improvement, quality assurance and other aspects. Disclosures of medical information should be limited to information which are essential in conducting legal medical audits and records In policy exemptions which gives permission to give medical patient information in line with applicable law. In policy exceptions arena, medical records released within applicable law can apply to Giving medical information to another physician through consultation purposes in connection with treatment Compelling circumstances affecting health and safety Respect to court orders that requires medical practitioners to provide medical information to enforcement agency or legal authority Finally electronic medical information must be protected with appropriate safeguards such as encryption, verification methods General attributes of information regarded as confidential Underpinning values of confidentiality need to be enshrined in common law. Often confidence perspectives is relevant when the persons share the information obtained with other unauthorised persons either in medical field such as doctors or other authorised persons. Engaging in breaching of medical confidentiality ensures that enforcement of legal duty to protect such information. Medical institutions over the past have excising little mitigation with regard to breaching patient confidentiality aspect. A case example in UK, has seen that up to date, no criminal conviction has been undertaken among the health care practitioners breaching or breaking patient confidentiality protocol. However civil claims have been instated and damages granted, like in the case of Cornellius v Taranto, [2001] 68 BMR 62). Essentially medical information have the adequate confidence attributes, have the application in imparting surrounding events on aspects of confidence , disclosure lacking access and damage of the person relaying it, information not available in public arena and in the wider population interest . Confidentiality has often been through to be an ethical issue but it couples up to be legal obligation. Employed health care workers have the right to protect the confidentiality of patient information. The practice of common law is the core duty to preserve the professional confidence, (WMA, 2001). Most governments constitutions worldwide provide for right to privacy among the clients, further it is supported by ethical guides which state that practitioners have the right to protect the information of any patient. The obligation of confidentiality goes beyond the undertaking of divulging confidential information. It provides the responsibility to ensure that records contain patient information be kept secured at all times. Confidential records should be kept in places where there is limited access to other un authorized persons. Thus patient information should be kept confidential and be used for the un intended purposes only. Hence patients have the right that information regarding their status is kept secretive as much as possible. Centrality is central in trust among patients, and that assurances may give the patients the right opportunity or reluctance to provide information to the practitioners. When disclosure is needed beyond the medical arena, medical professionals ought to seek permission from the patients. Breaching of patient confidentiality Un- intended breaches of patient confidentiality are always practiced in wards and often when medical records are left visible to other persons and when preoperative assessments are left in open environment where it can be accessed. With the increased use of computerized documentation process, it has yielded faster documentation of results and wider distribution of information which further can lead to increased risk of unauthorized access, (Nissenbaum, 2004). These unintended breaches have been observed in cases when there is emailing practices among colleagues. Data encryption protocols for emails must be used by both those concerned with the senders and recipients. Confidential information on personal computers needs to be encrypted so as to assure for patient confidentiality protocols, (Plantinga et al., 2003). Confidential documents for patients such as theater lists, need to be discarded through paper shredding and computer disposal of computer formats. Aspects for photo shooting and video embeded records which form the data of the patients need to be passed on various tests and storage equipments, thus its access should follow strict compliances of data and confidential information protection, (Harper et al 2001). Health professionals thus should be keen and being keen ti posses risks in advent which breaks the social sites which include face book, internet avenues and through passing and communicating professionally. The duty to provide security to the patient and gurantee confidentiality extends also Libela laws that are applicable. The usage of internet based sites have shown that there is need to be mindful not to disclose medical information. Data protection laws have been passed in various countries including US and UK, financial implications have been set in instances where such institutions negate the duty of protecting patient information. The principles which lays the foundation for non disclosure of medical information underlies patient consent, statutory obligation and those that weighs the public interests visavis privates concerns. Instances where patient confidentiality can be breached There are exceptional instances when the overriding concerns exceed the breach of confidentiality among health care professionals. The following two scenarios are exceptional cases where concerns of confidentiality are breached; Case Exception 1: concern for safety of other people Granted access to medical records and information by other persons lets say third parties are legally no allowed. Health care professionals have the right of duty to protect individuals and to protect them from serious and credible threat and they had the information that could have minimized the harm. In this case scenario the determining aspect is good judgment to assess whether specific persons are really in great danger according to the medical information provided. A clear example is homicidal ideation, whereby a patient shares specific plan to cause harm to a particular individual. The above context can be explained by a US based case example in the state of California with regard to Tarasoff case. This example shows the challenges health care and medical practitioners often face in protecting confidentiality. A graduated student disclosed to the counselor of the University of Berkley that he intended to obtain a gun and shoot Tatiana Tarsoof. The psychologist found the threat of importance and credible and was faced with the obligation of maintaining confidentiality and warning the individual from the imminent harm. He took the step of informing the campus police. The police warned the student but failed to warn the victim. The student later turned on his prey and stabbed him to death. The parents of the victim moved to court to sue the police and the psychologist for the imminent failure to warn the victim. The court in this case ruled that the discharged of duty required the psychologist to take more steps, through warning the victim and to notify the police and take the reasonable steps under the situational circumstances, ((Ref. Tarasoff case, Beyer, 2000, Merton, 1982) The ruling implied that the duty of warning third parties overrides the duty of confidentiality to protect the patient confidentiality; however the determination of such severity of the case is usually complicated. This case has been used in medical law practice in the essence of the duty of the health care practitioner to warn innocent victim of harm which overrides the duty of confidentiality, (APA,2014). Case exception 2 ; Legal framework for reporting certain confidential reports an d circumstances Most state laws of various countries dictates that reporting of certain infectious and communicable disease be reported to public health authorities. In this instance duty to protect public interest outweighs individual confidential. Diseases such as measles, rabies, botunilism sexually transmitted diseases and tuberculosis cases have to be disclosed so as mitigate measures can be adopted to prevent more harm and injury, (NHS, 2010). Tests for breach of confidentiality Often at times medical practitioners face instances where ethical or legal excerptions scenarios exists which can put another person or group of individuals at risks, then breach of confidentiality can be breached . in high risks cases, breach f confidentiality is warranted. Statutory disclosure and judicial process At times the information being held by medical practitioners can be essential in law proceedings, this act of disclosure will not however amount to disclosure. A court of law can thus order for this purpose. It is paramount further to note that a court of law can penalize a doctor for court contempt if he/she fails to provide necessary assistance to give the police wrong information, (Jackson, 2011). An example is when a patient can be admitted in the intensive care unit placed under intubation and ventilation and a police officer request blood samples for forensic examination, the ethical dilemma in the case is whether you would provide the samples since the patient can give the consent at the state he/she is in. thus if the samples is directed to clinical management then it would not be delayed. The samples results however cannot be used in courts of law unless an order of the court is provided requesting or the medical professional concern is satisfied that it is essential for public safety concerns. Further if a request is made by forensic officer, a medical officer can warrant the submission of patient sample so long us it doesnt interrupt the medical regime being undertaken. The police request in the case of forensic practitioner should have request note which will be filled in medical records confirming the rationale for request. However the medical practitioner refusal of samples taken on the grounds of consent is a hindrance in police investigation and you can be judged for guilty of an offence. Prevention of crime Police are provided with an opportunity to prevent crime. For them to move with speed state laws have provided them access to materials which are considered classified information. This information can include medical records, provided that such request has been made through a court of law, (Cappeli, 2012). Such disclosure of confidential information is warranted when national security is at risks or any terrorism suspicion. Further in US terrorism Act of 2006, gives the health care practitioners rights to inform or provide any information to the police who may help in preventing crime or apprehending criminals, (Knepper et al., 2016). At times disclosures can be made to public interest in a bid to prevent or detect crime, however in this case, the courts play crucial role in determining the subjective and objective context of such scenarios. Wide variation of interpretation between the interest of the public and the general interest of the public, thus a court of law will play a crucial role in establishing which course justifies public interest with regard to confidentiality, (Zacharius, 1988). Public safety and health In countries such as UK, statutory obligations have been established on the framework of how doctors could disclose crcuail information based on the . In US there is prima facie duty to break privacy protocal and warn a victim identified if there is harm to be inflicted, (Tarassoff v The Regents of the University of California [1976] 17 Cal 3d 358). Further in Briatin, there is evidence of greater magnitude required by doctors, which they may be not observant to open up confidential information which can lead to increased risk of potential harm, (W v Edgell [1990] 1 All ER 835). As far as the medical practitioner acts responsibly, dont assume the risks and the action geared to the patient and of the public at large then they will be less likely to be found negligent. Motivation to offer protection to others relies on sufficient legal proximity of the involved individuals. Hence unless there is a clearly identifiable individual at risks, then there is minimal chance to warn and thus disclosure of confidential information. Public health concern is the overall goal and aim of health care, and there are instances which permit disclosure of confidential information outweighs the benefits of confidentiality of an individual. Historically it has been the norm of medical practitioners to provide statistical data through regular reporting of communicable disease data. HIV being notable and indisputable infections can be linked to criminal prosecutions in reckless transmissions and it remains a sticky issue in disclosure partly due to the perceived sigma associated, (Oberle Hughes, 2001). The practice of ethics and confidence when a patient death. Personal data of patients are often available in the form of certificate of death; however the inclusion of HIV/AIDS on the certification may be provocative. Medical practitioners need to ensure that there is always honest and full disclosure of information. Information pertaining threatening communicable disease need to be relayed to the concern offices for action, (Zhu et al., 2004). Medical records access and availability The critical duty of confidentiality is extended beyond the medical practitioners to the organizational levels pertaining health records. Limited information should be provided to persons of interest such as the solicitors. Health information in public and private bodies should not be made accessed to everybody to gain access on personal information of the patients. Public interest cannot be a justifiable reason for breaking confidentiality protocol. Disclosures are permitted when there is reason criminal activity is being undertaken. Highest level of diligence should be observed when media is used to highlight concerns of the patient, when such actions lead to harmful effects on the patient or their close associates, (Langheinich, 2001). Conclusion Laws and guidelines are samples of how considerations in health care practice should be geared towards confidentiality, privacy and security. Medical health practitioners are thus uniquely identified as health information care takers with respect to confidentiality, privacy and security of patient information. 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